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| J&K Bank Probationary Officer Recruitment 2026: 323 Posts, Last Date |
| J&K Bank Quick Summary | 2026 · 323 Posts |
|---|---|
| Company Name | Post Name |
| Jammu & Kashmir Bank Ltd. | Probationary Officer |
| Qualification | Vacancy |
| Graduation in any discipline | 323 Posts |
| Start Date | Last Date |
| 07-11-2026 | 26-11-2026 |
| Age Limit | Application Fee |
| 20–30 years (UR) | ₹1,000 / ₹1,200 + GST |
| Application Mode | Status |
| Online | Application Open |
J&K Bank Probationary Officer Recruitment 2026 offers 323 regular banking posts for eligible domiciles of the Union Territory of Jammu & Kashmir. A distinctive condition is the five-year Zone posting requirement: selected candidates cannot seek a transfer outside their initially allotted Zone during this period. Online registration is open, and the selection process comprises Preliminary Examination, Mains Examination and Interview.
Last Updated: 10 November 2026, 05:20 PM IST | Updated by JobSearchKing Editorial Team | Checked against the official notification dated 07 November 2026
Current Status: Application Open. Online registration and fee payment are scheduled from 07 November to 26 November 2026 through the bank's Careers page.
Latest Update: Jammu & Kashmir Bank has issued Notification No. JKB/HR/Rectt/2026-492 for Probationary Officer recruitment. IBPS will conduct the online examinations.
| Detail | Information |
|---|---|
| Organisation | Jammu & Kashmir Bank Ltd. (J&K Bank) |
| Job Location | Union Territory of Jammu & Kashmir |
| Employment Type | Regular |
| Advertisement No. | JKB/HR/Rectt/2026-492 |
About the Recruitmentاردو میں خلاصہAnalyst OpinionImportant DatesVacancy DetailsEligibilityAge LimitApplication FeeSalary and SelectionHow to ApplyBefore You ApplyImportant LinksFAQs
اردو میں خلاصہ: J&K Bank Probationary Officer بھرتی 2026
بھرتی کی تفصیل: Jammu & Kashmir Bank Ltd. نے یونین ٹیریٹری جموں و کشمیر کے مقامی باشندوں کے لیے Probationary Officer کی 323 آسامیوں کا اعلان کیا ہے۔ یہ مستقل نوعیت کی بینکنگ ملازمت ہے۔ امیدوار کے پاس جموں و کشمیر کا درست ڈومیسائل سرٹیفکیٹ ہونا ضروری ہے۔
آخری تاریخ: آن لائن درخواست کا عمل 07 نومبر 2026 سے شروع ہے۔ فارم جمع کرانے اور فیس ادا کرنے کی آخری تاریخ 26 نومبر 2026 ہے۔
کون درخواست دے سکتا ہے: کسی بھی مضمون میں گریجویشن رکھنے والے امیدوار درخواست دے سکتے ہیں۔ ڈگری ایسی یونیورسٹی سے ہونی چاہیے جسے حکومت ہند یا UGC سے تسلیم کیا گیا ہو۔ عمر کا حساب 01 جنوری 2026 کے مطابق ہوگا۔ عمومی زمرے کے لیے عمر 20 سے 30 سال ہے۔ مختلف محفوظ زمروں کے لیے عمر میں رعایت مقرر ہے۔
درخواست دینے کا طریقہ: J&K Bank کی سرکاری ویب سائٹ کھولیں اور Careers سیکشن میں متعلقہ بھرتی کا انتخاب کریں۔ آن لائن رجسٹریشن مکمل کریں، مطلوبہ تصویر، دستخط، انگوٹھے کا نشان اور تحریری اعلان اپ لوڈ کریں، فیس جمع کریں اور درخواست کا پرنٹ محفوظ رکھیں۔
تنخواہ اور انتخاب: ابتدائی بنیادی تنخواہ ₹48,480 ہے۔ انتخاب ابتدائی آن لائن امتحان، مین امتحان اور انٹرویو کے ذریعے ہوگا۔ امتحانات IBPS منعقد کرے گا۔
ملازمت کی شرط: منتخب امیدوار کو ابتدائی طور پر مختص کردہ زون میں کم از کم پانچ سال خدمات انجام دینی ہوں گی۔ دو سال کی پروبیشن اور ₹2 لاکھ کا سروس بانڈ بھی مقرر ہے۔
تجزیہ: درخواست دینے سے پہلے ڈومیسائل، تعلیمی قابلیت، عمر اور اپنے زمرے کے سرٹیفکیٹ کی شرائط ضرور دیکھیں۔ پانچ سال کی زون پوسٹنگ کی شرط بھی ملازمت قبول کرنے سے پہلے سمجھ لیں۔
About the Recruitment
Jammu & Kashmir Bank Ltd. is recruiting Probationary Officers for its operations in the Union Territory of Jammu & Kashmir. The advertisement is intended for candidates holding a valid domicile certificate of the UT. Applications are accepted through the bank's online recruitment route, while IBPS is responsible for conducting the online examinations.
The appointment carries regular employment status, subject to the prescribed selection process and service conditions. Candidates should pay particular attention to the initial Zone allocation because the five-year posting restriction applies regardless of the reason for seeking an outside transfer.
Analyst Opinion: Is This Recruitment for You?
This recruitment is relevant to graduates who meet the UT of J&K domicile requirement and fall within the prescribed age limits. The educational requirement covers graduation in any discipline, rather than a particular subject stream. However, eligibility alone does not determine whether the appointment conditions are suitable for an applicant.
The five-year Zone restriction deserves special attention. A candidate selected for a particular Zone must be prepared to remain within that Zone for the specified period. The two-year probation and ₹2 lakh service bond are additional conditions to understand before accepting an appointment.
The selection process has three stages, with the final selection score based on Mains and Interview in an 80:20 ratio. Candidates should also understand that qualifying the preliminary examination alone does not complete the selection process.
When Is the Deadline? Important Dates
| Event | Date |
|---|---|
| Notification Date | 07 November 2026 |
| Online Registration Starts | 07 November 2026 |
| Last Date to Apply | 26 November 2026 |
| Last Date for Fee Payment | 26 November 2026 |
The application window covers 20 calendar days, counting both 07 November and 26 November. The notification does not announce the examination dates, admit card release date or interview schedule. These will be notified separately.
Vacancy Details
| Post Name | Vacancies | Age Limit (UR) |
|---|---|---|
| Probationary Officer | 323 | 20–30 years |
All 323 vacancies are advertised under the single designation of Probationary Officer. The advertisement refers to reservation under the Union Territory of Jammu & Kashmir Reservation Rules, 2005, as amended.
The stated reservation percentages include SC 8%, ST 20%, SEBC categories comprising OBC 8%, ALC/IB 4% and Residents of Backward Areas 10%, and EWS 10%. Horizontal reservation for PwBD is stated as 4%. Candidates should consult the detailed notification for the applicable category conditions and reservation provisions.
Who Can Apply? Eligibility Criteria
1. Domicile Requirement
- Only domiciles of the Union Territory of Jammu & Kashmir are eligible to apply.
- A valid domicile certificate issued by the competent authority must be submitted as required.
2. Educational Qualification
Applicants must hold a graduate degree in any discipline from a university recognised by the Government of India or an equivalent qualification recognised by the Central Government or UGC.
- The qualification must be completed by 26 November 2026, the last date of registration.
- Candidates must possess a valid marksheet or degree certificate establishing their graduation status.
- Graduation percentage must be entered during online registration.
- Where CGPA or OGPA is awarded, conversion into percentage must follow the university's prescribed norms. The conversion certificate must be produced.
The percentage is calculated using the total marks obtained across all subjects and semesters or years divided by the aggregate maximum marks, multiplied by 100. Fractional percentages are ignored. For example, 59.99% is treated as below 60%, and 54.99% as below 55%.
3. Reserved Category Requirements
Applicants claiming reservation must possess a valid certificate for the relevant category on the date of online registration. A category change is not permitted after registration. The notification also provides for cumulative upper-age relaxation for SC/ST/SEBC candidates with another eligible relaxation category, including PwBD, subject to its conditions.
Age Limit
The age calculation date is 01 January 2026.
| Category | Minimum Age | Maximum Age | Relaxation |
|---|---|---|---|
| UR / EWS | 20 years | 30 years | — |
| SC / ST | 20 years | 35 years | 5 years |
| SEBC (OBC / ALC-IB / RBA) | 20 years | 33 years | 3 years |
| PwBD | 20 years | 40 years | 10 years |
For the general age range, candidates must have been born not earlier than 01 January 1996 and not later than 01 January 2006, both dates inclusive. Applicable category relaxations are subject to the detailed notification.
Application Fee
| Category | Application Fee |
|---|---|
| SC/ST/SEBC/PwBD | ₹1,000 + GST |
| All Others | ₹1,200 + GST |
The stated amounts exclude GST. Applicable bank transaction charges are also payable by the candidate.
Payment is accepted online using Debit Cards, Credit Cards, Internet Banking, IMPS, Cash Cards or Mobile Wallets. Candidates should wait for the server confirmation after payment. Non-generation of the e-Receipt indicates that the transaction has not been successfully completed.
Salary and Selection Procedure
Probationary Officer Pay Scale
The starting Basic Pay is ₹48,480 under Junior Management Grade Scale-I (JMGS-I). The notified scale is:
₹48,480 – 2,000/7 – 62,480 – 2,340/2 – 67,160 – 2,680/7 – 85,920
Other applicable perks are also provided under the relevant JMGS-I terms.
Selection Stages
The selection process consists of the following stages:
- Preliminary Examination: Candidates must qualify each of the three tests and meet the prescribed aggregate qualifying requirement. Shortlisting for Mains is up to 10 times the number of vacancies under each category.
- Mains Examination: The examination consists of objective and descriptive components. Candidates meeting the qualifying requirements are shortlisted for interview, up to three times the vacancies under each category.
- Interview: The interview carries 100 marks. Candidates must obtain the prescribed qualifying marks to remain eligible for final selection.
| Stage | Marks / Weightage | Qualifying Requirement |
|---|---|---|
| Preliminary Examination | 100 | Each test plus aggregate 40% General / 35% reserved |
| Mains Examination | 200 objective + 25 descriptive | Minimum in each test and aggregate 40% / 35% |
| Interview | 100 | 40% General / 35% reserved |
The final merit score is calculated using an 80:20 ratio between the Mains Examination and Interview. Candidates must qualify both stages. Final merit is prepared within the respective categories.
A reserve list of up to 50% of vacancies under each category may be prepared. It remains valid for one year from publication of the selection list or until the next recruitment notification, whichever is earlier.
Negative Marking and Tie-Breaking
- One-fourth of the marks assigned to a question is deducted for each wrong answer in the objective tests.
- No penalty is applied for unanswered questions.
- Where candidates have equal merit, the older candidate is placed ahead of the younger candidate according to date of birth.
Probation and Service Conditions
- Selected candidates must serve within their initially allotted Zone for at least five years.
- The probation period is two years from the date of joining.
- Confirmation depends on satisfactory performance, conduct and successful completion of the evaluation examination.
- A service bond of ₹2 lakh is required for a minimum two-year service period.
- Selected candidates must join within 45 days of the provisional appointment letter.
- Appointment is subject to the prescribed medical fitness requirement, with the applicable PwBD provisions.
Exam Pattern
Preliminary Examination
| Section | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 30 | 30 | 20 minutes |
| Quantitative Aptitude | 35 | 30 | 20 minutes |
| Reasoning Ability | 35 | 40 | 20 minutes |
| Total | 100 | 100 | 60 minutes |
Mains Examination – Objective
| Section | Questions | Marks | Duration |
|---|---|---|---|
| Reasoning | 40 | 60 | 45 minutes |
| General/Economy/Banking Awareness/Digital/Financial Awareness, including RBI Circulars | 50 | 60 | 35 minutes |
| English Language | 40 | 20 | 35 minutes |
| Data Analysis & Interpretation | 40 | 60 | 45 minutes |
| Total | 170 | 200 | 160 minutes |
Mains Descriptive Paper
| Paper | Questions | Marks | Duration |
|---|---|---|---|
| Essay and Comprehension | 2 | 25 | 30 minutes |
Where Are the Examination Centres?
| Area | Examination Centres |
|---|---|
| Within J&K-UT | Pulwama, Jammu, Srinagar, Baramulla, Samba |
| Outside J&K-UT | Delhi NCR, Patiala, Mohali, Mumbai/Navi Mumbai/Thane, Amritsar, Pathankot, Jalandhar, Pune, Ludhiana, Bengaluru, Phagwara and other centres if required |
Candidates must select six examination centres, including at least three outside the UT of Jammu & Kashmir. The bank may allot a centre other than the choices submitted. Requests for changing the allotted centre will not be entertained. Candidates must bear their own examination-related travel expenses.
How to Apply Online
Applications must be submitted through the Careers section of the official J&K Bank website.
- Visit the J&K Bank Careers page.
- Select the relevant Probationary Officer recruitment notification and open the online registration link.
- Choose New Registration and enter the required name, contact details and email address.
- Save the provisional registration number and password received through email and SMS.
- Complete the application form and verify the entered information before selecting Complete Registration.
- Upload the photograph, signature, left thumb impression and handwritten declaration in the prescribed format. Complete the required live photograph capture.
- Pay the applicable fee through the online payment gateway.
- Submit the application and save the system-generated application form and e-Receipt.
Photograph and Document Upload Specifications
| Document | Specification |
|---|---|
| Photograph | 4.5 cm × 3.5 cm; 20–50 KB; 200 × 230 pixels preferred |
| Signature | Black ink; 10–20 KB; 140 × 60 pixels preferred |
| Left Thumb Impression | 20–50 KB; 240 × 240 pixels |
| Handwritten Declaration | English only; 50–100 KB; 800 × 400 pixels |
| Live Photograph | Capture through webcam or mobile device |
The name entered in the application must match the candidate's certificates. Once Complete Registration has been selected, changes to the submitted information are not permitted under the stated instructions.
Documents Required
At the Application Stage
- Scanned photograph and signature.
- Left thumb impression.
- Handwritten declaration in English.
- Live photograph.
- 10th certificate.
- Graduation degree certificate or consolidated marksheet.
- Disability certificate, where applicable.
- Certificate concerning physical limitation to write, where applicable.
- Apprenticeship completion certificate, where applicable.
- Ex-Servicemen certificate, where applicable.
At Document Verification / Joining
- Interview call letter and system-generated application form.
- Date of birth proof and photo identity proof.
- Graduation marksheets and certificates.
- Relevant caste and reserved-category certificates.
- EWS Income and Asset Certificate, where applicable.
- Disability and scribe-related documents, where applicable.
- No Objection Certificate for serving candidates.
- Experience certificates, if any.
- Character and antecedents self-declaration.
- UT of J&K domicile certificate.
Before You Apply: Check These Points
Review the following recruitment conditions before completing registration:
- Your domicile certificate must establish eligibility for the UT of Jammu & Kashmir.
- Age eligibility is calculated on 01 January 2026, not on the date of application.
- Reserved-category certificates must be valid on the online registration date, and the registered category cannot subsequently be changed.
- The handwritten declaration must be in your own handwriting and in English.
- Serving candidates must produce the required employer NOC, rather than an NOC limited to interview attendance.
- Understand the five-year Zone posting condition and the two-year service bond before accepting the appointment.
Important Links
| Description | Official Link |
|---|---|
| Apply Online | J&K Bank PO Apply Online 2026 |
| Official Notification | Download Detailed Notification PDF |
| Official Website | J&K Bank Careers |
Frequently Asked Questions
1. How many vacancies are announced in J&K Bank PO Recruitment 2026?
Jammu & Kashmir Bank has announced 323 Probationary Officer vacancies under the 2026 recruitment notification.
2. What is the last date to apply for J&K Bank PO Recruitment 2026?
The last date for online registration and fee payment is 26 November 2026.
3. Who can apply for J&K Bank Probationary Officer posts?
Graduates in any discipline from a recognised university can apply, provided they meet the UT of J&K domicile and other eligibility requirements.
4. What is the age limit for J&K Bank PO 2026?
The general-category age limit is 20 to 30 years as on 01 January 2026. Relaxations apply to eligible reserved categories and PwBD candidates.
5. What is the starting basic pay of a J&K Bank Probationary Officer?
The starting Basic Pay is ₹48,480 in Junior Management Grade Scale-I, along with other applicable perks.
6. What is the selection process for J&K Bank PO Recruitment?
Selection comprises the Preliminary Examination, Mains Examination and Interview. The final merit score uses an 80:20 ratio of Mains and Interview marks.
7. Is there a five-year posting condition for selected candidates?
Yes. Selected candidates must remain posted within their initially allotted Zone for at least five years. Transfer outside that Zone is not permitted before completion of this period.
8. Who will conduct the J&K Bank PO online examination?
IBPS will conduct the online Preliminary and Mains examinations for this recruitment.
Source: Official J&K Bank Probationary Officer Notification 2026
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